When Frida Cai left Beijing to study abroad in 2013, China’s financial tech boom was just beginning. She used a debit card for her big expenses and carried cash for everyday spending. By the time she came back, just three years later, everything had changed. “I tried to buy a watermelon from a street seller,” she recalls, “and he told me that he only took mobile payments through the WeChat app.” Ms Cai now says she cannot even remember the last time she got cash out of an ATM, but it was “more than a year ago”.
當Frida Cai在2013年離開北京出國留學時，中國的金融科技熱潮才剛剛開始。當時她還用借記卡來支付大額消費，且攜帶現金供日常開銷。僅僅三年后，等她回國的時候，一切都變了。她回憶道：“我想在一個路邊攤買
您已閱讀3%（619字），剩余97%（18810字）包含更多重要信息，訂閱以繼續探索完整內容，并享受更多專屬服務。