First, Lord Turner, head of the UK's Financial Services Authority, put the cat among the pigeons by questioning the social utility of much financial innovation. Then Paul Volcker declared that the only financial innovation that had impressed him over the past 20 years was the automated teller machine. Yet, despite these reservations the world remains remarkably tolerant of anti-social behaviour in the markets and in the wider business environment.
先是英國金融服務管理局(FSA)主席特納勛爵(Lord Turner)質疑許多金融創新的社會效用，引起一片嘩然。接著保羅?沃爾克(Paul Volcker)宣稱，過去20年唯一給他留下深刻印象的金融創新是自動柜員機(ATM)。不過，盡管有這些保留意見，世界對市場和整個商業環境中的反社會行為仍異常寬容。
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