Last week, the Bank of England released the result of an independent review of the future of finance, together with its response. As if to prove the importance of these issues, Facebook and 27 partners announced a plan for a global digital currency to be called Libra, and an associated payment system. How should one assess the significance, promise and risks of these developments? How should the regulators react? The answer is: with caution.
上周，英國央行(BoE)公布了對金融業未來的一項獨立評估的結果及其回應。似乎為了證明這些問題的重要性，Facebook和27個合作伙伴宣布了一項名為Libra的全球數字貨幣計劃，以及一個相關的支付系統。如何評估這些發展的意義、前景和風險？監管機構應該如何應對？答案是：謹慎應對。
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