Towards the end of Iain Martin’s enlightening new book about the 2008 collapse of Royal Bank of Scotland, he mentions the regulator’s own report into the disaster, published with some reluctance two years ago.
“It is not a full account of the rise and fall of RBS,” Martin writes. “In a very British way, there [was] no proper wide-ranging committee of inquiry into the UK’s biggest ever banking disaster.”
The report, ex-tracted from the Financial Services Authority after it claimed there was no need to publish, did to an extent sate the popular bloodlust for apportioning blame. But in terms of exp-lain-ing what went wrong, it fell sad-ly short.
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