After gorging themselves silly on cheap credit, about a year and a half ago US consumers began a much needed detox. Yet by December the US savings rate as a percentage of disposable income stood at 4.8 per cent, more or less unchanged from a year before. The savings rate rose from lows of about 1 per cent at the start of 2008, grinding upwards for about a year with various monthly bumps thanks to government rebates and subsidy schemes. But in 2009, it looks like the savings rate in essence went no where. Have US consumers forgotten their frugal ways so soon?
在愚蠢地對廉價信貸進行了一番狼吞虎咽后，大約一年半以前，美國消費者開始了亟需的戒毒過程。但去年12月，美國儲蓄相對于可支配收入的比率僅為4.8%，與一年前幾乎沒有變化。2008年，儲蓄率從年初1%左右的低點開始上升，艱難上行了近一年，其間由于政府退稅和補貼計劃，出現了形形色色的月度波動。但在2009年，儲蓄率似乎基本上沒有變化。美國消費者這么快就忘記節儉之道了？
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