I have long been an enthusiast for central bank digital currencies (CBDCs). Last October I stuck my neck out to predict the eurozone would introduce one by the end of 2025, on the back of an interview with Fabio Panetta, the executive board member who heads the European Central Bank’s work on a digital euro. I may still be proven wrong on that particular call, but there is no doubting that the central banking community, in general, is accelerating down the path towards official electronic cash.
長期以來，我一直是央行數字貨幣(CBDCs)的愛好者。去年10月，我在專訪歐洲央行負責數字歐元工作的執行董事會成員法比奧?帕內塔(Fabio Panetta)時，大膽預測歐元區將在2025年底前推出數字貨幣。我的預言尚未成為現實，但毫無疑問的是，中央銀行界總體上正在加速走向官方電子現金的道路。
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